Trusted Primary Care & Family Medicine in Panama City

Payero Family Medicine
Payero Family Medicine
  • Home
  • Insurances accepted
  • Sick visits
  • Our doctor
  • Nuestra clinica
  • Services
    • Menopause
    • Low testosterone
    • Menopausia
    • Andropausia/ Testosterona
    • Visitas agudas
  • Patient portal
  • Pay Bill online
  • Forms
  • More
    • Home
    • Insurances accepted
    • Sick visits
    • Our doctor
    • Nuestra clinica
    • Services
      • Menopause
      • Low testosterone
      • Menopausia
      • Andropausia/ Testosterona
      • Visitas agudas
    • Patient portal
    • Pay Bill online
    • Forms
  • Home
  • Insurances accepted
  • Sick visits
  • Our doctor
  • Nuestra clinica
  • Services
    • Menopause
    • Low testosterone
    • Menopausia
    • Andropausia/ Testosterona
    • Visitas agudas
  • Patient portal
  • Pay Bill online
  • Forms

Regain control of your health

Regain control of your healthRegain control of your healthRegain control of your health

Preventative Medicine, Weight loss, Menopause and Andropause care


Schedule your appointment! 850-710-1999

Personalized Medical Care

As a board-certified family medicine physician with a deep commitment to patient centered care, I founded this boutique practice to bring healthcare back to what it was always meant to be: personal, thoughtful, and rooted in relationships.


Here, medicine is not just about managing symptoms—it's about uncovering the causes of illness and empowering you to live your healthiest, most vibrant life. My approach is grounded in the pillars of Lifestyle Medicine—evidence-based strategies that emphasize the power of nutrition, physical activity, restorative sleep, stress management, meaningful connection, and avoidance of harmful substances.


In this practice, we slow things down. We take the time to understand your story, your values, your fears and goals. Whether you're navigating chronic illness, seeking preventive care, or simply want to feel better in your body and mind, our partnership is built on trust, collaboration, and shared commitment to sustainable well-being.


Welcome to care that listens. Welcome to care that heals. Welcome to care that transforms.


— Dr. Elfy Payero-Gonzalez

Discover Payero Family Medicine

Our Vision

Our Services

Our Vision

We are committed to providing high-quality, patient-centered care building lasting relationships with our patients for better health outcomes. 

Our team

Our Services

Our Vision

We are experienced and compassionate individuals dedicated to your health. Each team member brings a unique set of skills to ensure you receive the highest quality of care.

Our Services

Our Services

Our Services

At Payero Family Medicine, we offer a wide range of healthcare services for patients age 18 + including primary care, sick visits, preventative medicine, supervised weight loss, longevity care, menopause support and andropause care. 

Why Choose Payero Family Medicine?

Personalized, Root-Cause Care
At our clinic, you’re not just another chart number. We take time to understand your full health story and look beyond symptoms to identify and treat causes. Our care is personalized, thoughtful, and designed to meet your unique needs—not just today, but for long-term wellness.


Medicine at the Core
I believe that small, sustainable lifestyle changes can lead to powerful health outcomes. From nutrition and movement to stress and sleep, we use the six pillars of Lifestyle Medicine as a foundation to help prevent and manage chronic conditions—without over-relying on prescriptions.


More Time, More Access, More You
In a boutique setting, you’ll get access to your physician and a care plan built with you—not for you. We limit the number of patients we see so we can offer a higher level of attention, education, and support.


A Partnership in Wellness
We see our relationship with each patient as a partnership. You bring your experiences, goals, and hopes—and we bring the medical expertise and guidance to support you every step of the way. Together, we work toward lasting, meaningful change.


Prevention, Not Just Reaction
Our goal is to help you thrive, not just survive. Whether you're managing a chronic illness or looking to stay ahead of future health concerns, we focus on prevention, early intervention, and strategies that promote lifelong vitality.

Comprehensive Care, All in One Place

At our clinic, we offer a full spectrum of personalized services to support your health at every stage of life. From annual physicals and preventive care to women’s health services like PAP smears and GYN exams, our focus is on keeping you well.


We specialize in chronic condition management, including high blood pressure, diabetes, asthma, COPD, heart failure, thyroid disorders, HIV, and hepatitis C. We also offer support for menopause, andropause, and low testosterone.


Need care quickly? We provide same-day sick visits and on-site testing for COVID-19, flu, strep, pregnancy, urinalysis, and EKG. We also perform minor procedures such as trigger point injections, skin biopsies, and laceration repair.


Whether you're managing a condition or simply staying ahead of your health, we're here with compassionate, comprehensive care—tailored to you.

Convenient Location and scheduling

Our clinic is conveniently located in the heart of the city, with easy access to transportation and ample parking. We offer flexible appointment scheduling to accommodate our patients' busy schedules.

Insurance & Payment information:

We’re committed to making quality care accessible and affordable for our patients. Our practice participates with several insurance plans and also welcomes many out-of-network patients.

Accepted Insurance Plans

Florida Blue (BCBS)

  • Health Option
  • Preferred Patient Care
  • Network Blue
  • Traditional (PPS)
  • Advantage 65
  • Blue Select
     

MEDICARE Advantage PPO


MEDICARE


Aetna

  • Participating provider beginning March 16, 2026
     

Other Plans

  • HealthSpring

Important Insurance Information:

We are not able to accept Medicare Advantage HMO plans or Commercial HMO plans, even on an out-of-network basis.


For most other out-of-network plans, we’re happy to see you and can provide a detailed receipt (superbill) for you to submit to your insurance company for possible reimbursement.


If you’re unsure about your coverage, please contact our office — our team is happy to help verify your benefits and answer any questions.


Need an Appointment?

Call us to check availability or discuss your insurance options. We look forward to caring for you!

Contact Us

We’re Here When You Need Us

If you are experiencing a medical emergency, call 911 or go to the nearest emergency room. Please know that email communication via our website may not be done through a secure platform. Although it is unlikely, there is a possibility that information you include in your submission can be intercepted and read by parties other than the intended recipient. To protect your confidential information, please do not include personal identifying info such as your birth date or personal medical info

Payero Family Medicine

2507 Harrison Avenue, Suite 101. Panama City, FL, USA

Tel: (850) 710-1999 Fax: (850) 772-0838

Hours

Open today

08:00 am – 05:00 pm

Closed on major US holiday

Frequently Asked Questions

 If you can’t find the answer to your question, feel free to contact us at frontdesk@payerofamilymedicine.com  Please do not include any protected health information in your email. Simply provide your name and phone number, and a member of our team will reach out to you within one business day. 

Family medicine is a specialty focused on comprehensive, long-term care for individuals across all stages of life. At our clinic, we provide family medicine care exclusively for adults, addressing preventive care, chronic disease management, and overall wellness through a personalized, whole-person approach.


Menopause is a natural phase in a woman’s life, marking the end of menstrual cycles, typically occurring around age 45–55. It's diagnosed after 12 consecutive months without a period.

Perimenopause is the transitional stage leading up to menopause. During this time, hormone levels fluctuate, and symptoms like irregular periods, hot flashes, and mood changes may begin. This stage can last several years.

Post-menopause refers to the time after a woman has not had a period for 12 months. Although symptoms may lessen, hormonal changes continue, and health risks such as osteoporosis and heart disease may increase.

Andropause, sometimes called "male menopause," refers to the gradual decline in testosterone levels in aging men. It may cause fatigue, mood changes, reduced libido, and decreased muscle mass. We offer evaluations and treatment options to support men during this transition.

You can schedule an appointment by calling our office during business hours at 850-710-1999. We aim to make the process simple and convenient.

To reschedule or cancel, please contact us at least 24 hours in advance. This allows us to offer the time slot to another patient. Late cancellations or no-shows are subject to a fee.

If you’re experiencing a medical emergency, call 911 immediately or go to the nearest emergency room. Our clinic is not equipped to handle emergencies.

We provide a full range of adult primary care services, including:

  • Annual physicals & preventive care
  • Women's health: PAP smears, GYN exams, menopause support
  • Chronic condition management (e.g., diabetes, hypertension, asthma, COPD, HIV, thyroid disorders)
  • Men’s health: andropause and low testosterone evaluation
  • Tobacco cessation
  • Sick visits and in-house testing (COVID-19, flu, strep, pregnancy, urinalysis, EKG)
  • Minor procedures (trigger point injections, skin biopsies, laceration repair)

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We are moving!

Effective March 16, 2026, our practice will be relocating to a larger office. New Address: 2202 State Ave, Suite 108B. Panama City, FL 32405. 

Our phone number will remain the same, and all scheduled appointments on or after March 16, 2026 will take place at the new location. 

We look forward to welcoming you to our new space!

Learn more